Funding options built for how real businesses actually run.
From a simple working-capital loan to a fully revolving line of credit, we match the structure to your situation — not the other way around. Amounts from $5,000 to $1,500,000.
Loan program advantages
The features that make our funding fundamentally different from a merchant cash advance.
- Loan amounts from $5,000 to $1,500,000
- Fixed repayment terms up to 3 years
- Fast approvals and funding in less than a week
- Streamlined underwriting with minimal documentation
- Revolving lines of credit with interest-only options
- Defer up to 50% of a loan's principal for lower payments
- An optional line of credit on every loan
- Unlimited line-of-credit draws for up to a year
- Unlimited partial principal paydowns for up to a year
- Early payoff options with no fees or penalties
- Fixed rates and payments that won't rise as revenue grows
- Interest may be tax-deductible (consult your tax advisor)
Choose the structure that fits
Not sure which is right? That's what we're here for — tell us your goal and we'll point you to the best fit.
Revolving Line of Credit
A revolving line with your maximum approval, a fixed term up to 36 months, and a fixed weekly payment — plus the freedom to draw and pay down on an unlimited basis.
- Approvals from $5,000 to $1,500,000
- Fixed term up to 36 months
- Fixed, predictable weekly payment
- Unlimited draws for up to a year
- Unlimited partial principal paydowns
- No prepayment penalties or fees
Interest-Only Revolving Line of Credit
Everything in our revolving line, plus an interest-only period of up to a full year — pay only the interest while you put the capital to work.
- Interest-only payments for up to 12 months
- Unlimited draws and partial paydowns
- Approvals up to $1,500,000
- Term up to 36 months
- No prepayment penalties
Flexible Payment Loan
A term loan that lets you defer up to half of the principal, keeping your payments lower and your cash flow healthier through the ramp-up.
- Defer up to 50% of principal
- Lower, more flexible payments
- Optional line of credit included
- Fixed terms up to 36 months
- Early payoff with no penalty
Interest-Only Flexible Payment Loan
A term loan structured with interest-only payments up front, so more of your cash stays in the business exactly when you need it most.
- Interest-only payment period
- Optional line of credit included
- Fixed, predictable terms
- Early payoff with no penalty
Business Line of Credit
A straightforward line of credit you can tap on demand — and only pay for what you actually use.
- Unlimited draws for up to a year
- Pay interest only on what you use
- Optional add-on to any loan
- No penalty for early payoff
Working Capital Loan
Fixed-amount funding for inventory, payroll, renovations, equipment, or growth — with clear, fixed terms and minimal paperwork.
- $5,000 to $1,500,000
- Fixed repayment terms 12–36 months
- Fast approval and funding in under a week
- Minimal documentation
Bridge Loan
Short-term, SBA-compliant bridge financing that keeps your plans on track while you wait on longer-term funding.
- SBA refinance-compliant structure
- Interest-only options available
- Flexible short-term terms
- No prepayment penalties
Not sure which loan is right for you?
Tell us your goal in about two minutes, or call (337) 344-9939 and we'll talk it through.