How It Works

From application to funded — often in less than a week.

No endless paperwork, no runaround. A simple process, a real human to guide you, and fixed terms you can actually understand.

Five simple steps

Checking your eligibility is free, fast, and won't affect your credit.

A short application takes about ten minutes — and checking won't affect your credit.

We review your situation and call you to confirm the best-fit product and amount.

Most decisions come back in 24 to 48 hours, with clear, fixed terms up front.

Pick the structure and payment that fit your cash flow. No surprises, no hidden fees.

Once approved, funds can be in your account in less than a week.

Working capital is yours to deploy where it moves the needle most.

New or upgraded machinery, POS systems, and tech that pays for itself.

Open a second spot, remodel, or refresh to drive more revenue.

Stock up ahead of demand and capture volume discounts.

Cover payroll and operating costs through the slow stretches.

Fund advertising and campaigns that bring customers in the door.

Replace high-cost advances with fixed, manageable payments.

Access the capital to take full ownership of your business.

Handle tax bills, licenses, and unexpected costs without the strain.

Simple, common-sense guidelines — and far less paperwork than a bank.

A brick-and-mortar business (no home-based businesses)

Open and operating for at least 30 days under current ownership

Minimum annual sales of $200,000 (about $17,000 per month)

A guarantor with a personal Equifax score around 575 or higher

No more than two outstanding cash advances

Single-entity approvals up to $500,000; multi-entity up to $750,000

Repayment terms from 12 to 36 months

No tax returns or financial statements required to apply

Two minutes, no obligation, no credit impact. Or call (337) 344-9939.