Bicycle Shops

Funding that keeps your floor rolling.

Spring riding season demands bikes, parts, and a full service bay before the rush hits. Serving bicycle shops throughout Louisiana and Texas.

Zero risk to apply: no credit impact, no obligation. Two minutes now — decisions in 24–48 hours.

The pressure points we solve

The cash-flow squeezes we hear about most — and the fair fix for each.

The squeezePeak season stock ties up your cash for months.

The fair fixSeasonal working capital to load up on bikes and pay back as they sell.

The squeezeManufacturer pre-orders demand money up front.

The fair fixCapital to lock in next season's models and grab volume pricing.

The squeezeSlow winter months squeeze your budget.

The fair fixInterest-only options to ease payments through the quiet season.

What bicycle shops owners use it for

Put the capital where it moves the needle most.

Bike and frame inventory

Parts and accessory stock

Repair bay equipment

E-bike expansion

Showroom fixtures

Service tech hiring

What it takes to qualify

Simple, common-sense guidelines — and far less paperwork than a bank.

A brick-and-mortar business (no home-based businesses)
Open and operating for at least 30 days under current ownership
Minimum annual sales of $200,000 (about $17,000 per month)
A guarantor with a personal Equifax score around 575 or higher
No more than two outstanding cash advances
Single-entity approvals up to $500,000; multi-entity up to $750,000
Repayment terms from 12 to 36 months
No tax returns or financial statements required to apply

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Ready to fund your bicycle shops business?

Two minutes, no obligation, no credit impact. Or call (337) 344-9939.

Risk-Free — Apply NowNo credit impact · No obligation · 2 min